What is Your Attitude to Money?

Sports car

Red Mustang Convertible

I recently read that your wealth, or lack of wealth, is all to do with your attitude to money. I suddenly thought, well, is that true? I am now financially free but what is my attitude to money? Has it had anything to do with it?

When does it start? Are you born with an innate attitude to money? Sounds silly I know, but as a little girl I always was very careful with money, carefully squirreling away my birthday present cash, whereas my sister, just 18 months younger than me, was just the opposite. If she had a buck in her pocket she just had to spend it!

Or is it your parents influence? My mum was brought up in Scotland and was extremely tight with money, as were all her family. When we were kids, if we went away on a rare trip with her, she would always book us in to the cheapest, self-catering motel she could find, usually in some grotty back street where we would be too scared to go outside at night!
Even now, though she is relatively well off, she can’t help pinching pennies to the extremes where she takes delight in wearing second hand clothes and, when travelling, takes a bottle of ready mixed gin & tonic with her, so she doesn’t have to pay for a drink in a restaurant!

Dad had a totally different attitude. Whatever his financial status,  he acted like a well-to-do Englishman. He would always book into a five star hotel when travelling, and we would have dinner in a top restaurant and order a bottle or two of Moet. We liked going away with him!

Amazing these two ever got together in the first place with these wildly different attitudes!!

There are plenty of other people who could’ve played a part in our attitudes too…relatives, school friends, teachers, work mates etc.  Also, what we read etc

I don’t think that my attitudes necessarily came from my parents. I think they more came from what I read. I value money but I am not frugal and I don’t wear second hand clothes; I drive my mother-in-laws old car (this is a temporary arrangement!!); I think 5 star hotels are extravagant; I love travelling in Asia where I get more bang for my buck , and I make sure we always eat healthy, good quality food..

This is an enlightening exercise . It is also interesting to consider the differing attitudes between rich and poor. This will be a later post!!

Have a happy day. ~CoralM

Posted in Money

Well Being ~ Abraham

“When your heart is singing, you are allowing Well-being. When you are appreciating, you are allowing Well-being. When you are yelling at somebody, you’re not. When you’re feeling insecure, you’re not. When you’re frustrated, you’re not.”

—Abraham

Excerpted from the workshop: St. Louis, MO on July 18, 2000

 

Posted in Abraham-Hicks, Quotes/Sayings

Quote on Setting Your Goals High

“Aim for the moon. If you miss, you may hit a star”.

This quote comes from W. Clement Stone, who was one of the original new age thinkers. He wrote the book “The Success System that Never Fails” and was mentioned in “The Secret” as a mentor of Jack Canfield.

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Quote ~ Nelson Mandela

The world has lost a great man. I heard someone say that God would make him an angel.
I think he was an angel already.  Here is a lovely quote from him:

“There is no passion to be found in playing small – in settling for a life that is less than the one you are capable of living”.

~ Nelson Mandela

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Adversity ~ A New Approach

Abraham ButterflyAnother post and so soon! My patient followers will be in shock!

I just had this real urge today to write something more about adversity. Over the months and years I have blogged about all sorts of things to do with being financially free, successful and happy. Do you  know what my most popular post of all time is?

It is 6 Steps For Coping With Adversity. I wrote this way back in 2009 and still think it’s valid. Just recently, I sent it to a friend who is having a hard time, and he found it helpful. Why are so many people are suffering when the purpose of our life is to be joyful?

Ok. Well, it has happened. You have gone down the slippery slope for whatever reason and are unhappy, depressed and now really need to take action to get yourself back on top of things again.

Try something different. Have you heard of Abraham Hicks? They have described themselves as “a group consciousness from the non-physical dimension!” They are channelled by Esther Hicks, hence the name.
Being totally objective, and having our well-being at heart, Abraham have some very useful, comprehensive and helpful steps to take to get you to a better feeling place. These steps are called the emotional guidance system.

Read this article from the “Discovering Peace” website called the Abraham Hicks Emotional Guidance Scale. It comes from their wonderful book called “Ask and It Is Given” and is all about finding a better feeling emotion step by step, from Depression all the way up to Joy.

Also, have a look at their website Abraham Hicks. Sign up for the free daily quote; maybe even buy their book. They have a good, rather dry sense of humour which always helps :-)

Remember, life is meant to be joyful. All is Well.

Hope this helps.

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Don’t Waste Your Money On The Lottery

I know for a fact that I will never win the Lottery (or Lotto as we call it in NZ).

This is mainly because I never buy tickets! I never buy scratchies either. I wonder how much I have saved over the years by not frittering away $10 here or $20 there?

I do not believe that gambling is the way to achieve financial freedom.

Did you know that the chances of winning the lottery are about 1 in 135,145,920? You actually have a better chance of finding a pearl in an oyster, dating a supermodel or winning an Academy Award!
Read more in this great article: Financial Freedom Goals vs Winning the Lottery by Kim Kiyosaki (Kim is Robert Kiyosaki’s wife).

It is interesting to see what people do with their new found riches if they do win! So many of them seem to blow the lot and end up being in just the same financial situation or even worse off than before!
They are so out of their ‘comfort zone’  that it doesn’t take long for their subconcious mind to return them to what they are used to. Financial education should be compulsary for all lottery winners!

Tip:  If YOU have just had a financial windfall; pay off your mortagage, buy a doodad or two  (depending on how much you won), then invest the rest in educating yourself financially and buy cash producing assets e.g rental property which returns positive cashflow, and your lump sum can become a steady flow of income forever. Wouldn’t that be a happy end to the  story?

Posted in Financial Freedom, Money, Rich Dad Poor Dad | Tagged

The Meaning of Perseverance

Another sunsetPerseverance is not giving up. It is persistence and tenacity, the effort required to do something and keep doing it till the end, even if it’s hard.

So many of my favourite mentors seem to be talking about the the importance of Perseverace at the moment.
“Perseverance” originally comes from the Latin “perseverantia” and means to abide by something strictly. If you’re doing something in spite of all the difficulty, you’re being strict on yourself. Sailing single-handedly around the world or climbing a high mountain are acts requiring perseverance. 
Even things like learning a new language require perseverance and daily practise.
If you want to be successful in life you will need to persevere. Never give up!

Posted in Goals, Perseverance | 2 Comments

Which Way Does Your Cash Flow?

RobertRemember it is not the asset class that determines if something (a house, boat, business, oil or gold) is an asset or a liability. What determines if something is an asset  or liability is the direction of the cashflow. If cash flows into your pocket it’s an asset, if cash flows out of your pocket it’s a liability.

~ Robert Kiyosaki

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Inspiration on Facebook

facebook like logoI’m not a great user of facebook, but I love it as a way to keep up with my mentors.

Every day I get to hear the latest from Robert Kiyosaki (author of Rich Dad Poor Dad), T. Harve Eker (author of The Millionaire Mind), Bob Proctor, Jack Canfield, John Assaraf, Michael Bernard Beckwith (all starring in The Secret), Neale Donald Walsche (author of Conversations with God) and Abraham,  to name a few.

We all need a good dose of inspiration with our facebook!! ‘Like’ a positive person today! :-)

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T. Harv Eker on Money

Sports carLet me put it bluntly: anyone who says that money isn’t important doesn’t have any! Rich people understand the importance of money and the place it has in our society. On the other hand, poor people validate their financial ineptitude by using irrelevant comparisons. They’ll argue, “Well, money isn’t important as love.” Now, is that comparison dumb or what? What’s more important, your arm or your leg? Maybe they’re both important.

~ T. Harv Eker

Have you noticed this? People with not much money tend not to appreciate it or think about it at all. They happily fritter it away on ‘doodads’. The rich think about money a lot. They aren’t frivolous with it. That’s why they’re rich!

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Another Quote from Mark Twain

“Whenever you find that you are on the side of the majority, it is time to reform.”

—Mark Twain

So true. Be counter-cyclical. If your taxi driver is giving you hot stock tips it may be the the time to get out of stocks!!

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Quote on Ambition ~ Mark Twain

”Keep away from people who try to belittle your ambitions. Small people always  do that, but the really great make you feel that you too, can become great.” ~ Mark Twain

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Quote on Not Giving Up

“Our greatest weakness lies in giving up.
The most certain way to succeed is always to try just one more time”

Thomas A. Edison

This quote is so true. Persevere. I don’t think we would’ve ever given up. We would’ve died trying! We would joke about getting old and sitting in our wheelchairs saying,
” I’ve got to get financially free before I’m eighty!”

Luckily we didn’t have to wait that long!!

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7 Steps for Creating the Life You Want ~ Jack Canfield

We all aspire to do, be and have great things. Yet most of us simply aren’t creating the results we want. We complain that we don’t have enough money, romance, success or joy in our lives.

Read more…

http://jackcanfield.com/7-steps-for-creating-the-life-you-want/

Jack Canfield, America’s #1 Success Coach, is founder of the billion-dollar book brand Chicken Soup for the Soul© and a leading authority on Peak Performance and Life Success. If you’re ready to jump-start your life, make more money, and have more fun and joy in all that you do, get FREE success tips from Jack Canfield now at: www.FreeSuccessStrategies.com 


 

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Giving Back to Society

Myanmar Chin girlThis little cutie and her family are former refugees from Myanmar (Burma).

This year I signed up with Refugee Services as a volunteer worker, and was appointed to a newly arrived Myanmar Chin family.  It has been a very rewarding experience to help and support  them as they assimilate into a new culture.

I believe that when we’re successful in life we should give back to society and help others less fortunate. Bill Gates and Richard Branson (and many others), who have much more money than they could ever spend, are doing great things to help the world. They can afford to! But even if you’re not in their category you can still do something to help as I’m doing.

I love Napolean Hill’s quote: “If you cannot do great things, do small things in a great way.”

May 2013 be a healthy, happy and successful year for you. Happy New Year!

Posted in Life | Tagged

Time to Invest in Property

Click on link below to read a great article from Robert Kiyosaki’s blog (Rich Dad Poor Dad).
Richard Duncan writes:

“After six years and an average nationwide decline of 34%, it seems pretty probable that US home prices have bottomed. This, therefore, should be a good time to invest in rental property. In fact, at this stage, I believe that an investment in rental property offers better prospects than either stocks or gold.”
http://www.richdad.com/Resources/Rich-Dad-Financial-Education-Blog/December-2012/its-time-to-invest-in-rental-property-in-america.aspx#.UMCzxp5hfBw.email
Sorry for that long url!
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Early December Ramblings

Kayaking in NZHello again!

I knew that I couldn’t stay away. Why pay $10 a year for a domain name and not use it? Also, when you’re ‘financially free’ and don’t have to go to work, what are you going to do with your spare time (apart from playing with your doodads & hanging out on facebook)? Might as well blog.

You know,  it is so totally worth having  several years of discipline to get out of the rat race altogether. Start as soon as you can.

My ten year old son & his cousins are into the CashFlow game now and they love it…they are turning into savvy investors without  even knowing it! In fact, they enjoy the game so much that the other day they chose to play it instead of going out on their motorbikes (they live on a farm)!!!

It’s aversion to risk that stop people moving forward. I didn’t know it, but our families were all freaked out by the risks we took on our journey! Now they are freaking out about us buying doodads! I remember when I bought my lovely Alfa Romeo (yes, a very big doodad, sadly sold when we moved to Australia) my mother thought we had gone quite mad. They had got used to us being pretty frugal.

You have to believe in something greater that is guiding you. Watch “The Secret.”. We watch it often. I am an absolute fan of Robert Kiyosaki too…he may not be perfect but his advice is invaluable. I’m sure those people who bad-mouth him aren’t out of the rat race. Anyway, he probably laughs all the way to the bank.

It is always hard to find photos to go with ramblings so maybe you’d like a picture of some doodads (kayaks). It feels kinda weird spending money on something like that but hey, I can get used to it!

Happy summer :-)

Posted in Financial Freedom, Life, Success | Tagged

Time To Go – I Mean It

Sunset

This is the second time I have tried to wind-up this blog. I’ll try again!! I wanted to tell others that it is possible to achieve financial freedom. We had a long way to go and I sometimes doubted that we would make it. We got stuck for a while but we persevered and finally, when we got the Law of Attraction involved, all of our dreams manifested!

Now we are financially free we can do all the fun stuff we put off. We can buy the doodads without the guilty conscience! It is definitely worth the sacrifices.

I once saw a website of a guy who stopped blogging when he achieved financial freedom. It just had a big clock which counted the years, months, days, hours, minutes and seconds that he had been ‘out of the rat race’!!

I’m afraid that I’m not that technical. I’m just going to say “good bye, good luck, thanks for reading my blog and all the best for the future”. Follow your dreams and Never Give Up!

Namaste

Posted in Financial Freedom

Abraham’s Teachings in a Nut Shell

 Abraham says:

1. You Are a Physical Extension of That Which is Non-physical.

2. You Are Here in This Body Because You Chose to Be Here.

3. The Basis of Your Life is Freedom; the Purpose of Your Life is Joy.

For more teachings and information on Abraham check out the Abraham-Hicks website.

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Quote on Life ~ James Freeman Clarke

“We are either progressing or retrograding all the while; there is no such thing as remaining stationary in this life.”

~James Freeman Clarke

Or, as Kurek Ashley likes to say, ” we are either evolving or dissolving!”

Posted in Life, Quotes/Sayings